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据我所在北京、天津、上海、广州、武汉、哈尔滨六地对4000人进行专项问卷调查显示：对世纪，人们的消费方式将有新的变化。信贷消费渐成时尚。29％的被调查者接受信贷消费这种新的消费方式；13％的被调查者表示自己会考虑准备向银行申请此类贷款，用于购买住房、汽车以及子女
According to my special survey of 4,000 people in Beijing, Tianjin, Shanghai, Guangzhou, Wuhan and Harbin, there will be new changes in people’s consumption patterns in the 21st century. Credit consumption is becoming fashionable. Thirty-nine percent of respondents accepted the new way of spending credit; 13% of respondents said they would consider preparing to apply to banks for such loans to buy homes, cars and their children