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“限制性”小额质押3月初,银监会办公厅下发《关于加强邮政储蓄机构小额质押贷款业务试点管理的意见》,允许邮政储蓄机构逐步开展仅限于“定期存单质押”的小额质押贷款试点业务。按照银监会规定,此次被解禁的小额质押贷款业务仅限于人民币贷款发放,借款人必须以该省省内邮政储
“Restricted” Small Pledge In early March, the CBRC office issued the “Opinion on Strengthening Pilot Management of Small Mortgage Loan Business in Postal Savings Institutions”, allowing the postal savings institutions to gradually implement small-value mortgage loans limited to “time deposit pledges” Pilot business. In accordance with the provisions of the China Banking Regulatory Commission, the banned small-amount mortgage loan business is limited to the issuance of RMB loans, the borrower must be the province’s postal savings