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对于保险业来说,纯粹的储蓄和保障的时代已经过去,人们对保险产品的需求,在这个以“价值”为取向的投资环境中,要求看得见的回报。国内保险产品经过储蓄型、保障型开始向投资理财型转变。投资连结保险、分红保险等投资型保险向我们走来,对这类新险种,百姓该为何选择呢?依据险种特征来选择所谓“投资连结保险”就是将投保人交付的保费一分为二,一部分用于保险保障,大部分将存入专门的投资账户,由保险公司代其管理投资,收益扣除管理费,将归个人所有。通
For the insurance industry, the era of pure savings and security is over. People’s demand for insurance products requires an appreciable return in this “” value-oriented investment environment. Domestic insurance products after saving, protection began to change the type of investment and financial management. Investment-linked insurance, dividend insurance and other investment-type insurance came to us, the new insurance, the people why choose? According to the characteristics of insurance to choose the so-called “investment link insurance” is to insure the insurance premiums are divided into Second, part of the insurance for the protection, most will be deposited into a special investment account by the insurance company to manage their investment, earnings deductions management fees, will be owned by individuals. through