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一、迅猛发展的邮政储蓄走到了三岔路口邮政储蓄开办六年来,发展速度惊人。年余额净增速度123%,余额发展到315亿,储蓄点发展到18751个,城乡居民存款所占比例达3.46%。此发展速度是邮电部门、人民银行始料未及的。高速发展给邮电部门和相关部门提出一个课题:如此大的资金,难以预测的潜力,邮政储蓄下一步怎么走?尽管对此众说纷纭,归纳起来不外乎三条:(1)老机制,老业务,在
First, the rapid development of postal savings went to the fork in the road Postal Savings opened six years, the alarming rate of development. The net balance of annual growth rate was 123%, with the balance of 31.5 billion. The number of savings points increased to 18,751 and the proportion of urban and rural residents’ deposits reached 3.46%. This development speed is the post and telecommunications department, the People’s Bank unexpected. Rapid development to the post and telecommunications departments and relevant departments to raise a subject: such a large fund, unpredictable potential, postal savings how to go next? Despite this divergent opinions, summed up nothing more than three: (1) the old mechanism, the old business, in