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“三农”保险是与农业、农村、农民密切相关的保险,具有经济补偿、资金融通、社会管理等功能,是解决“三农”问题、促进社会主义新农村建设的有力武器。自1982年“三农”保险业务恢复以来,“三农”保险历经艰难探索,有了很大的发展,但成效不佳。本文分析了“三农”保险发展现状,提出了“三农”保险的不足之处,并就如何促进“三农”保险的发展提出了政策建议。
“Agriculture, Rural Areas and Farmers ” Insurance is a kind of insurance closely related to agriculture, rural areas and peasants. It has the functions of economic compensation, financial facilities and social management and is a powerful weapon for solving the “three rural issues” and promoting the building of a new socialist countryside . Since the restoration of the “three rural” insurance business in 1982, “three rural” insurance has undergone hard exploration, has made great progress but has not achieved satisfactory results. This paper analyzes the status quo of “three rural” insurance, puts forward the deficiencies of “three rural” insurance, and puts forward policy suggestions on how to promote the development of “three rural” insurance.