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所谓信用,是指一种建立在授信人对受信人偿付承诺的信任的基础上、使后者无须付现即可获取商品、服务或货币的能力。信用是现代市场经济的生命。近年来,经济生活中失信失范的行为越来越广泛,情节越来越恶劣,严重影响经济改革和发展的大局。今年以来,关于信用建设的呼声特别高。整顿市场秩序,讨论诚信.深刻反映了人们对于一个好的市场经济和具有良好道德风尚的社会的渴望。金融信用是现代社会信用体系的主
The so-called credit, refers to a credit based on the creditor’s commitment to repay the trust, based on the latter to pay the cash or the ability to obtain goods. Credit is the life of a modern market economy. In recent years, the behavior of losing trust and disgrace in economic life has become more and more widespread, the plot is getting worse and worse, seriously affecting the overall situation of economic reform and development. Since the beginning of this year, there has been a particularly high call for credit building. Rectifying the market order and discussing honesty deeply reflects people’s longing for a good market economy and a society with a good moral character. Financial credit is the main credit system in modern society