论文部分内容阅读
一、农业保险经营的困境焦点:保费不足 中国自1982年恢复试办农业保险业务以来,直到1993年,人保公司经办的种养两业险业务量为14.6亿元(种植业险12.3亿元,养殖业险2.3亿元),其中保险费收入8.29亿元,储金收入6.33亿元。就农业保险的覆盖面来看,承保粮食作物539.33万公顷,约占全国粮食作物播种面积的4.8％;承保经济作物260.33万公顷,约占全国经济作物播种面积的11.1％;承保
First, the dilemma of agricultural insurance business Focus: Insufficient premiums Since the resumption of trial-run agricultural insurance business in China since 1982, the number of business operations of PICC and P & C insurance handled by PICC was 1.46 billion yuan (planting insurance 1.23 billion yuan , Animal husbandry insurance 230 million yuan), of which premium income 829 million yuan, deposit income 633 million yuan. In terms of the coverage of agricultural insurance, 5.393.3 million hectares of underwriting food crops were made, accounting for about 4.8% of the sown area of grain crops in the country; 2.6033 million hectares of cash crops under cover, accounting for 11.1% of the sown area of the country’s cash crops;