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“广东农户金融需求状况与供给机制研究”课题组在广东省珠江三角洲地区(中山市和从化市)、广东东西翼沿海地区(湛江市)和粤北山区(英德市)进行了农户问卷调查和实地调研。通过对广东省不同经济发展水平地区(经济发达地区、经济次发达地区和经济不发达地区)农户借贷行为的调查,作者希望发现当前中国经济发达地区不同经济发展水平下农户的借贷行为规律和特点,并进一步分析影响农户借贷行为的因素,以揭示经济发达地区不同经济发展水平下农户借贷的限制性因素,为农村金融体制改革提供政策参考。
Research Group of Guangdong Farmers’ Financial Demands and Supply Mechanism conducted a series of research projects in Guangdong Province in the Pearl River Delta region (Zhongshan and Conghua), coastal areas of eastern and western wings of Guangdong (Zhanjiang) and mountainous areas of North Guangdong (Yingde) Questionnaire and field research. Through the investigation on the loan behavior of farmers in different levels of economic development (economically developed areas, economically developed areas and underdeveloped areas) in Guangdong Province, the author hopes to find out the rules and characteristics of the farmer’s loans under different levels of economic development in economically developed regions of China , And further analyze the factors that affect the lending behavior of rural households in order to reveal the restrictive factors of rural households’ borrowing and lending under different levels of economic development in economically developed areas and provide policy reference for the reform of rural financial system.