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这些年,一些地方的民间金融和互联网金融活动十分活跃,一定程度上弥补了正规金融体系的不足,满足了多样化金融需求,但由于缺乏规范和透明,也隐含着较大风险。过度金融活动造成的风险案例时有发生。一些人为了追求高额利息,把钱放在不规范的中介机构或投资于高风险的金融工具,导致本息两空;一些民营企业,有了一定积累后放弃主业,转向金融和房地产,摊子铺得很大,出现资金链条断裂;有些地方不切实际造新城,搞所谓区域经济金融中心,
In recent years, the non-governmental financial and Internet finance activities in some places have been very active. To some extent, they have made up for the deficiencies of the formal financial system and have met diversified financial needs. However, due to the lack of standardization and transparency, large risks are also implied. Cases of risk caused by excessive financial activities have occurred. Some people, in pursuit of high interest rates, placed money in non-standard intermediaries or invested in high-risk financial instruments, resulting in both interest and interest. Some private-owned enterprises, after a certain accumulation, gave up their main businesses and turned to finance and real estate. Paved large, there is a breakdown of the capital chain; in some places unrealistic to build Metro, so-called regional economic and financial center,