十四岁女孩买房记

来源 :疯狂英语·口语版 | 被引量 : 0次 | 上传用户:dama5011
下载到本地 , 更方便阅读
声明 : 本文档内容版权归属内容提供方 , 如果您对本文有版权争议 , 可与客服联系进行内容授权或下架
论文部分内容阅读
  在美国经济衰退的浪潮中,房地产市场可谓一落千丈。被称为“阳光之州”的佛罗里达是美国楼市衰退最严重的州之一。据报道,该州每363套房子中就有一套因为业主失业等经济原因无力还贷,导致房子被银行没收。由于银行没收的房子太多,因此银行往往以低廉的价格将房子出售,以求赚得一点微薄的利润。
  年仅十四岁的薇洛·图法诺正是趁此良机,成为了美国最年轻的“白手买家”的人,接着又成为了每月可固定收入700美元房租的年轻房东。
  十四岁,当别人还在做梦与犯迷糊的年纪,薇洛·图法诺却已经有了投资意识,这实在不可小觑。本期《无限播客》栏目,就请“蜂蜜”们跟随我们来看看她是如何拥有自己的房产的吧。
  


  Host: The housing crisis has been long and deep. Long enough that a 14-year-old girl in Florida struggles to remember what life was like before there were 1)foreclosures everywhere. And deep enough that the same 14-year-old can buy her own house for just$12,000.
  Reporter: Willow has long, 2)floppy 3)bangs that hang a t a n a n g l e a n d basically cover the top third of her face. So, looking at her head on, you see nose and 4)braces. On her T-shirt, a 5)life-size Lady Gaga face that’s 100 percent visible. Willow loves animals, as any s e l f - r e s p e c t i n g 14-year-old girl seems to—her favorite are 6)ferrets.
  Now, this is not how Willow would describe herself to you. She introduces herself by listing her 7)worldly possessions. She’s really into things right now.
  Willow Tufano: I am Willow Tufano. I am 14, and I own a MacBook Air, a 8)paddleboard, a long board, a Play Station 3, four ferrets. And I own a house.
  Reporter: The story of how Willow came to own her own house is a 9)parable of American real 10)estate. But before the house, just a minute on what it means to be a 14-year-old in Florida right now. Back in 2005, when some home prices in Florida nearly doubled one month to the next, Willow Tufano was seven years old. She hardly remembers that time. Her family moved into a big house. Her mom became a real estate agent. She kind of has a 11)faint memory of playing soccer with other kids in the neighbourhood back then, but as Willow moved from childhood to 12)adolescence, from soccer to skateboarding, the neighbourhood emptied out.
  Willow: Everyone was getting 13)foreclosed on. Well, I think there might be someone in that two-story house. Like, I saw a kid that looked my age. I don’t know though.
  Reporter: So here is how Willow got set on the path to home ownership. After the housing collapse, her mom, Shannon, started working in foreclosures. She started helping investors 14)bid on cheap, bank-owned homes. And about a year ago, one o f S h a n n o n’s investors bought a house across town on Derrick Street. And Willow went along with her mom, to go check out the house.
  Willow: When I walked in there, it was filled with all kinds of stuff. There was furniture. There was lamps. Lots of different stools. Just a lot of it was like tropical, like Tommy Bahama-looking stuff. And there was stuff everywhere. I was like, Mom, what is he going to do with all this stuff? And my mom was like, well, she’s probably just going to throw it out. Get rid of it, throw it at the 15)curb. And I was like, well, I can sell this stuff if he’d want to let me have it.
  Reporter: The investor did want to let her have the stuff, gladly. He just wanted to flip the place. Willow sold everything from the house on Derrick Street, and the next house, and then the next.
  


  Willow: Yeah, profit. (laughs)
  Reporter: Profit she says, braces gleaming.
  Willow does not have friends, really. I mean she lives in an empty neighborhood. She spends her time in abandoned houses. Willow has [1]Craigslist. She texts with buyers and sellers 16)obsessively. She has this 17)flashlight app on her phone just in case she needs to examine furniture that’s been discarded on the curb in the dark. She knows how to push product and she specializes in the ruins of a national housing collapse.
  Willow: Like microwaves, I’ll price them really low, like maybe 20 18)bucks, because everyone wants stainless steel, so I have to price things cheap. What I sell probably best is maybe like a stove, maybe $100, or a white top-bottom refrigerator. I know dishwashers do not sell well at all. You can only get like 10…5…$10 for those.
  Reporter: She says she averages about $500 profit a month.
  Willow: About six months after I started doing all the Craigslist thing, I was like, what should I do with all this money?
  Reporter: The question sat around for a while, until Willow’s mom, Shannon Moore, saw a house on auction for $12,000. It was in a decent neighbourhood and Shannon thought she’d recommend it to one of her clients.
  Shannon Moore: I was telling my husband about the house. And you came up to me and said, hey, I got an idea.
  Willow: Yeah, I was…I’m…I just had like this thing, I was like, what if I bought a house? That’d be crazy. And then I’d be able to make money every month. I’d get rent. I’d get… I wouldn’t have to worry. I wouldn’t have to—not that I have to worry now. But I mean, that’d be really cool.
  Reporter: Willow and her mom split the house on Holdern. They each put in $6,000, and the idea is Willow will buy out her mom over the next few years—maybe by the time she is 18 and she can formally put her name on the papers.
  This $12,000 house was worth about $100,000 during the boom. So as you can imagine, the last owners did not take the loss happily.
  Willow: When we walked in, it was…there was, like, glass everywhere. There was a dirty couch 19)tipped over. There was broken baby 20)crib. There was a dirty old 21)mattress. Nothing was worth anything. It’s like there was a 22)riot or something.
  Reporter: They cleaned it up. And now, a very nice, very young couple with a baby are moving in, Jon and Kelsey Smith. They’re renting the place for 700 bucks a month and they are just now meeting their landlord. Willow: My keys for the house.
  Jon: I didn’t know my landlord was younger than us.
  Reporter: When Willow put in an offer for the house in December, home prices across the country hit a new, post-bubble low. $12000 really is incredibly cheap for what is a nice place—23)concrete block home, two bedrooms, a yard.
  I kept feeling like, this is it. When a 14 year-old kid can buy a house, that’s got to be a sign of the bottom. Right? I kept saying to Willow, maybe you’re our signal that the market is turning. And she’d sort of 24)vaguely nod.
  Willow: I just—that was just what I wanted to do. I wanted to get a house. I wanted to rent it out. I wanted…I wanted a house.
  Reporter: I think it’s hard for Willow to see herself as symbolic of anything. Because to a 14-year-old in Florida, the housing collapse just is what is. It is the 25)landscape. It’s a Craigslist hobby. Willow is thinking she may save up for a second home.
  


  


  主持人:房地产危机漫长而严重,漫长到让一个佛罗里达州的十四岁女孩痛苦地记得处处丧失抵押品赎回权之前的生活,又严重到足以让同样的这位十四岁女孩能够以12000美元买到属于她自己的房子。
  记者:薇洛有着长而松软的斜刘海,基本上遮住了她脸上三分之一的部分。因此,当你留意她的头部,你可以看到她的鼻子和牙箍。在她的T恤上,一张与真人一样大小的Lady Gaga的脸庞清晰可见。薇洛喜爱动物,看起来和任何一个自尊的十四岁女孩一样——她最喜欢的动物是雪貂。
  而现在,这不是薇洛向你介绍她自己时会用到的描述。她作自我介绍的方式是历数她拥有的俗气的财产,此刻她就热衷于这些东西。
  薇洛·图法诺:我是薇洛·图法诺,我今年十四岁,有一台苹果笔记本电脑、一个桨叶式冲浪板、一个长形冲浪板、一台PS3(由索尼公司开发的第三代家用游戏机)、四只雪貂。我还有一栋房子。
  记者:薇洛如何突然想到要拥有一套自己的房子的故事堪比一则美国房地产(市场崩溃)寓言。但在说房子的事情之前,就让我们用片刻时间来想想这对一个佛罗里达州的十四岁女孩来说意味着什么。回顾2005年,当时佛罗里达州的一些房子一个月便可涨价一倍。那时的薇洛·图法诺七岁。她几乎不记得那个时候(发生的事)了。她家搬进了一栋大房子,她妈妈那时成为了一名房地产经纪人。她(薇洛)有点儿模糊地记得那时总和附近的孩子一起踢足球,但当薇洛从童年步入青春期,从踢足球到玩滑板,周围的邻居就人去楼空了。
  薇洛:那时候人人都被取消了抵押品赎回权。我以为那栋两层小楼也许是有人住的,比如说,我似乎看到了一个和我年纪相仿的小孩,不过我也不太清楚。记者:所以这就是薇洛为何步入准备拥有自有房屋的道路。在房地产崩溃之后,她妈妈香农开始在抵押品赎回权取消方面工作。她开始帮助投资者们出价购买便宜的由银行所有的房子。而在大约一年前,香农的投资者之一买了一栋横跨德里克街的房子,薇洛也和妈妈一同去看了看。
  薇洛:当我走进那里,(发现)满是各种各样的杂物。有家具,有灯,有很多不同的工具。很多都是那种热带风格的,像托米·巴哈马(美国著名的休闲服饰品牌)那种类型的东西,而且处处都是杂物,我就问,妈妈,他要这些东西来做什么?然后妈妈回答说,他可能正要扔出去呢,扔在路边。接着我说,好吧,如果他乐意给我这些东西的话,我能把它们卖掉。
  记者:那位投资者的确想让她拿走这些杂物,而且乐意之至。他只想清空这个地方。薇洛把德里克街那栋房子里的所有东西都卖掉了,接着是下一栋房子的,然后是再下一栋的。
  


  薇洛:没错,有钱赚。(笑)
  记者:当她说到赚钱时,牙箍闪闪发光(译者注:这里指薇洛一说到赚钱就笑得合不拢嘴)。
  其实薇洛没有朋友。我的意思是,她住所附近空空如也,没有邻居。她在废弃的房屋里度过时光。薇洛有Craigslist账号,她着迷于和买卖双方联系,她的手机上安装了这种手电筒的应用软件,就是以防万一她需要在夜间检查丢弃在路边的家具。她懂得如何推广产品,她还专门销售遍及全国的因房地产崩溃的遗弃房中的废品。
  薇洛:比如说微波炉,我的标价就真的很低,可能就标个20美元,因为大家都需要不锈钢嘛,所以我就得给个低价。我卖过的最好的东西可能就是个火炉了,卖到了100美元,还有一台白色的高底冰箱。我知道洗碗机卖得一点儿都不好。那些东西你只可能卖得10……5……就10美元吧。
  记者:她说她平均一个月赚得的利润是500美元。
  薇洛:在我开始做Craigslist网站上的这类买卖六个月之后,我就想说,我应该拿这些钱来干嘛呢?
  记者:这个问题被搁置了一段时间,一直到薇洛的妈妈香农·摩尔看到一栋以12000美元拍卖的房子。这栋房子位置极佳,香农本想推荐给她的其中一个客户的。香农·摩尔:我正告诉我丈夫关于那栋房子的事情,这时你就走过来说,嘿,我有个主意。
  薇洛:是的,我当时一下子就想到了这点,我想的就是,要是我买下那栋房子如何呢?当时那主意有些疯狂,但我每个月就都能有收入了。我将收到房租,我将没有后顾之忧。我不用——其实也不像我现在说的这样如此多顾虑,不过我的意思是,那个主意棒极了。
  记者:薇洛和她妈妈分摊购买了这栋位于霍顿的房子。她们每人出6000美元,然后计划是薇洛在接下来的数年内从妈妈手中把房子买过来——或许在她十八岁之前她就可以正式成为户主了。
  这栋以12000美元买来的房子在经济发展之际价值达到了10万美元。所以正如你能想象到的,上一任业主对此损失感到颇不乐意。
  薇洛:当我们走进(那栋房子)时,满地散落着玻璃,一个脏兮兮的沙发翻到在地上,有一个坏了的婴儿床,一张又旧又脏的床垫。总之没有一样可以卖的,那里就像是发生过暴动一样。
  记者:她们清扫了房子。现在,一对年轻友善的夫妇带着一个婴儿即将入住了,是乔恩和凯莉·史密斯两口子,他们以每月700块的价格租下这栋房子,现在她们就要在这里见到房东。薇洛:这是房子的钥匙。
  乔恩:我没想到我的房东比我们还年轻。
  记者:当薇洛在(去年)十二月把房子挂上网出租时,全国房价正遭遇一场新的泡沫破灭后的低谷时期。对一个好地段来说,12000美元真的是难以置信的便宜价格——混凝土砌好的房屋,带两间卧室,一个院子。
  我一直有一种感觉,就是:当一个十四岁的女孩都可以买一栋房子的时候,那将是经济探底的信号了,对吗?我一直对薇洛说,也许你给了我们市场开始有转机的信号呢。然后她就一脸茫然地点头同意。
  薇洛:我只是——我当时就想这么做。我想要得到一栋房子,我想把它租出去。我就想要……一栋房子。
  记者:我想让薇洛把自己视作任何事件的代表是很难的,因为对一个佛罗里达州的十四岁女孩来说,房地产的崩溃就是房地产崩溃而已。这是一种形势,是一个Craigslist用户的业余爱好而已。薇洛正在想着她或许该为下一栋房子存钱了呢。
  [1] Craigslist是由创始人Craig Newmark于1995年在美国加利福尼亚州的旧金山湾区地带创立的一个网上大型免费分类广告网站, 其分类信息包括了求职招聘、房屋租赁买卖、二手产品交易、家政服务、地区活动指南、寻找罗曼史对象。
  

其他文献
在独自欣赏《黑天鹅》的宁静夜晚,我的心不由得随着剧情起伏,各种心情交替而来——平静、兴奋、压抑、惊恐、惊喜、沉重……  母亲年轻时因放纵自己的欲望不得不舍弃了梦想,于是想将女儿妮娜塑造成自己的完美替身。强烈的支配欲和畸形的爱,使得妮娜总是表现得中规中矩。她热爱芭蕾,苦练成为技艺高超的舞蹈演员;她渴求完美,每个动作都反复练习;她是白天鹅的化身,美丽、高雅、柔弱,但却缺少黑天鹅妖艳魅惑的放荡和带有邪恶
期刊
Lauren Alaina在15岁的时候参加第十届《美国偶像》(American Idol)就获得了亚军的佳绩,年纪虽小,但身上却散发出巨星的气质和风采。Lauren Alaina富有震撼力的声线和气场,同时又不失亲切感,让听众很快融入到她的音乐世界中,感受她活泼可爱的性格。  《Like My Mother Does》是Lauren Alaina在比赛中演唱过的一首歌曲,同时也收录在她于2011
期刊
Secretary: Hi there, welcome to Westhouse Limited. How can I help you?  Chris: Hi, I have an interview with Mr. Gaal at 10 am?  Secretary: Ah, you must be Chris, right?  Chris: That’s me.  Secretary:
期刊
Rich Second Generation 富二代  Meaning: Referring to those Chinese men born into rich families after the 1980s.  首先提出“富二代”这一词的是著名访谈节目《鲁豫有约》,简单概括一下,就是指上世纪80年代后出生在富裕家庭的人们,他们的父辈大多是我国改革开放以来最早一代的民营企业家,因此他们可以靠
期刊
Andy: Hey Linda! How goes it?  Linda: Oh not too shabby, yourself?  Andy: Meh, I’ve been better. Remember how I was on the job hunt? I got three offers this week, and now I’ve got no idea what to do. 
期刊
在春暖花开的季节里,不少人会发现自己的体重指数一路飙升,原因不外乎是在冬天里不加节制地饮食并且疏于运动。于是,“减肥”成为这个季节里出现频率最高的流行词之一。可是,大多数人会采取像节食这样极端的减肥方式,来快速达到瘦身的效果。其实这么做,不仅反弹率大,还影响了身体健康。那么,如何才能在不影响身体健康的基础上,高效地进行减肥呢?最健康的方法就是适量运动加均衡饮食。  “一年之计在于春”,烦恼自己身材
期刊
2011年3月11日的日本大地震和海啸已经过去一年多了,这场灾难给日本人民的生活带来了怎样的影响呢?对于那些年纪尚幼的学童来说,灾难是可怕的、刻骨铭心的,如今虽然表面上恢复了正常的生活,但是内心的恐惧和阴影却依然存在。下面就让我们在本期的《滋味人生》中了解下他们现在的生活吧。  (Children are singing, “Hey, let’s go! Hey, let’s go. I’m as
期刊
Len不仅对图书馆的规章制度不甚了解,而且竟然不知道在图书馆借阅图书是需要出示借书证和缴纳押金的。对此,Trina要给Len“扫盲”,并且告诉他逾期不归还书籍是要罚款的。    Len: Alright, I’m all done.  Trina: What’s this? 1)Phantoms in the Brain? Isn’t this a book about   2)neuroscie
期刊
《布偶秀》(The Muppet Show)于1976年到1981年在美国播出,节目以过度欢闹、肢体搞笑、不时荒唐滑稽的喜剧感而闻名,另外它更会利用布偶角色来制造出独特的戏仿,给观众带来无限的欢乐。  影片《布偶大电影》(The Muppets)就是以此为背景展开的。在《布偶秀》停演几十年后,德州富商在布偶剧院的地下发现了石油,他计划要毁掉这个剧院,把石油挖出来。不过他的邪恶计划却被Walter获
期刊
什么样的恋情可以让你百般不舍到即使两人分开后还能独自爱下去?也许有人会对此嗤之以鼻,有人却可以懂得。Dido就是这样坚持着她自己的爱,并将其对恋人的不舍和抱歉通过这首《White Flag》写给了曾和她论及婚嫁却又分手的未婚夫。当感性而优雅的旋律响起时,你会被带入浪漫的城市爱情童话中;在舒缓迷人的曲风结束后,你还可能会继续感伤一番。这是Dido音乐的魅力,也是这首歌的动人之处。  《White F
期刊