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20世纪最后20年,是我国市场经济发展最快的时期,也是社会信用受到严重挑战的时期。21世纪是我国社会主义市场经济不断完善并显示出巨大生命力的世纪,也是社会信用在市场经济基础上重构并臻于至善的世纪。打造“诚信浙江”,是21世纪浙江迈向现代市场经济的根本要求。所谓信用,是指一种建立在授信人对受信人偿付承诺的基础上,使后者无需付现即可获取商品、服务或货币的能力。市场经济的发展过程,实质上就是信用交易范围不断拓展的过程。信用交易在大大降低交易成本、扩大市场规模的同时,也可能会引发经济秩序紊乱等风险。在发
The last 20 years of the 20th century were the fastest developing period for China’s market economy and the period when the social credit was seriously challenged. The 21st century is a century in which our socialist market economy is constantly improving and showing great vitality. It is also the century when social credit is reconstructed and perfected on the basis of market economy. Creating “Honest Zhejiang” is the fundamental requirement of Zhejiang toward the modern market economy in the 21st century. The so-called credit, refers to a creditor based on the creditor’s commitment to pay off, so that the latter can not immediately pay for goods, services or currency ability. The process of market economy development, in essence, is the process of expanding the scope of credit transactions. Credit transactions in the greatly reduced transaction costs, expanding the market size, it may also lead to economic disorder and other risks. In the hair