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“小病忍,大病挨,重病才往医院抬。”“辛辛苦苦几十年,一病回到解放前。”“小康小康,生病住院全泡汤……”这些顺口溜,从一个侧面反映出当前医疗卫生保障的现状。2005年,卫生部曝出了两个惊人的数字：中国内地有48．9％的人有病不去医院,有29．6％的病人应住院而不住院。于是乎,人们开始置疑医疗体制改革是否成功?现行的医保制度是否合理?
“Little sickness endure, ill suffer, seriously ill to the hospital.” “Hard for decades, a disease back before liberation.” “Well-off, sick hospital full of bathing ... ...” These jingle, from one side to reflect Current status of medical and health insurance. In 2005, the Ministry of Health revealed two surprising figures: 48.9% of people in the Mainland were sick and did not go to the hospital, and 29.6% of the patients should be hospitalized and not hospitalized. Ever since, people began to question the success of the medical system reform? The current health care system is reasonable?