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导论一、问题的提出与选题的意义在降低风险的情况下,提高收益是商业银行的经营目标。信贷风险是商业银行面临的主要风险,集团客户作为信贷投放重点,其信贷风险防范成为商业银行发展进程中一个重要的课题。
I. INTRODUCTION ISSUES IN PROBLEMS AND SIGNIFICANCE OF THE TOPICS Under the circumstance of reducing the risks, increasing the profits is the commercial objective of commercial banks. Credit risk is the major risk faced by commercial banks. As a credit focus, group customers’ credit risk prevention has become an important issue in the development of commercial banks.