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据统计,1999年我国各金融机构贷款增长幅度有所下降,存差进一步扩大,虽法定准备金率继续下调,但超额准备却在增加。这似乎有悖于政府启动内需,拉动经济增长的宏观政策取向。因此,引起多方关注并认为这是银行惜贷,是使政府扩大内需政策难以立竿见影的重要原因之一。作为国...
According to statistics, in 1999, the growth rate of loans of various financial institutions in our country declined slightly and the deposit difference further expanded. Although the statutory reserve ratio continued to decrease, the over-provision increased. This seems to run counter to the macro-policy orientation of the government in starting domestic demand and stimulating economic growth. Therefore, it is one of the important reasons why it is hard for the government to boost its domestic demand policy immediately because it has drawn multi-dimensional concerns and considered it a pardon for banks. As a country ...