论文部分内容阅读
孟津农商行通过转换经营机制、推进品牌营销、强化防控机制、严格贷后管理、实施赔偿机制等,切实提高信贷业务管理水平近年来,河南孟津农商行以业务发展为主线,以提升经营管理质量为目标,以转换经营机制为突破口,狠抓信贷管理模式创新,开创了业务发展新局面。目前,孟津农商行贷款余额23亿元,较2008年增长16亿元;不良贷款较2008年下降45.23个百分点;自分账系统上线运行以来,新增贷款22.5亿元,新增贷款的不良
Mengjin Farmers ’Firm Strengthens the Management of Credit Business by Transforming Business Mechanism, Promoting Brand Marketing, Strengthening Prevention and Control Mechanism, Strengthening Post-loan Management, and Implementing Compensation Mechanism, etc. In recent years, Mengjin Farmers’ Firm in Henan Province has taken business development as the main line in order to enhance its operation and management Quality as the goal, to change the operating mechanism as a breakthrough, pay close attention to innovation in credit management mode, creating a new situation in business development. At present, the loan balance of Mengjin Rural Commercial Bank is 2.3 billion yuan, an increase of 1.6 billion yuan over 2008; the non-performing loans dropped by 45.23 percentage points from 2008; newly-added loans of 2.25 billion yuan since the entry-line system went online,