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目前我国保险业在体制建设、制度安排、市场规模、资产质量、赔偿能力、资金运用、产品创新及服务水平等方面都取得了重大突破和有效提升。但就保险实际工作来看,由于存在对保险发展和保险增长认识上的模糊和理解上的偏差,因此,经常会出现以保费收入论长短、忽视保险业结构优化、忽视保险经营质量和效益等问题。这些问题的存在,对保险业的持续健康发展无疑会造成重大的影响。在此,我们围绕保险
At present, China’s insurance industry has made significant breakthroughs and improvements in its institutional construction, institutional arrangements, market size, asset quality, compensation capability, capital utilization, product innovation and service standards. However, as far as actual insurance work is concerned, due to the vague and misunderstood understanding of insurance development and insurance growth, it is often the case that the theory of premium income is adopted, the structure of the insurance industry is neglected, the quality and efficiency of insurance operations are neglected problem. The existence of these problems undoubtedly will have a significant impact on the sustained and healthy development of the insurance industry. Here, we focus on insurance