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对资产证券化的理解有广义和狭义两种,本文所讲的“资产证券化”只将其理解为一种结构融资的方式,这种理解也是最常见的一种理解。作以上界定后,资产证券化就是以资产所有权的转让为手段的融资方式,或者说目的是为了融资,实现的途径是变现资产。以上所称的资产证券化虽然起源于银行业的不动产抵押贷款,但实践表
The understanding of asset securitization has two kinds of broad sense and narrow sense. The “asset securitization” mentioned in this article only comprehends it as a way of structured financing. This understanding is also the most common understanding. For the above definition, asset securitization is the means of financing by means of the transfer of ownership of assets, or the purpose is for financing, and the way to realize it is to realize assets. Although the above-mentioned asset securitization originated from the real estate mortgage loan in the banking industry, the practice table