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中国人民银行决定,自2014年11月22日起下调金融机构人民币贷款和存款基准利率。金融机构一年期贷款基准利率下调0.4个百分点至5.6%;一年期存款基准利率下调0.25个百分点至2.75%,同时将金融机构存款利率浮动区间的上限由存款基准利率的1.1倍调整为1.2倍。农药行业是重资产行业,目前大部分农药上市公司的资产负载率均偏高对资金利率高度敏感,因而降息有利于
The People’s Bank of China has decided to lower the benchmark lending rates for RMB loans and deposits of financial institutions from November 22, The benchmark one-year lending rate of financial institutions was down 0.4 ppt to 5.6%; the benchmark one-year deposit rate was down 0.25 ppt to 2.75% and the upper limit of the floating range of deposit interest rate of financial institutions was adjusted from 1.1 times of the benchmark deposit rate to 1.2 Times Pesticide industry is a heavy asset industry. At present, most of the listed pesticide companies have high asset load ratios and are highly sensitive to the fund interest rate. Therefore, interest rate cuts are beneficial