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根据我国在入世谈判中对开放再保险市场的承诺,目前中外直接保险公司向中国再保险公司进行的20％的法定分保在入世4年内将完全取消。可见,在WTO的挑战来临时,再保险可谓首当其冲。 现状和需要解决的问题 一是商业化程度低。2000年,国内各保险公司办理再保险分出业务人民币173.4亿元,其中商业再保险分出业务19亿元,只占分出业务总保费的12％;法定再保险业务154.4亿元,占再保险市场份额的88％。中国再保险公司商业分保的分保费收入只占其总分保费收入的4％。法定再保险的强制性
According to China’s commitment to the open reinsurance market during the WTO accession negotiations, the current 20% statutory reinsurance offered by Chinese and foreign direct insurance companies to China’s reinsurance companies will be completely canceled within 4 years after the accession to the WTO. Obviously, reinsurance can bear the brunt of the WTO challenge. The status quo and the problems to be solved First, the degree of commercialization is low. In 2000, the reinsurance brokerage business of various domestic insurance companies was 17.44 billion yuan, of which business reinsurance business was 1.92 billion yuan, accounting for only 12% of total business premiums; statutory reinsurance business was 15.44 billion yuan, accounting for reinsurance market share 88%. The reinsurance premiums of commercial reinsurance companies under China Reinsurance only account for 4% of its total premium income. Mandatory mandatory reinsurance