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农村信用社如何建立贷款担保机制近年来，农村信用社认真贯彻国家的金融方针、政策，加强信贷管理，改善经营，防范和化解信贷风险，改善服务，支持“三农”，取得了显著成效。但是，由于多种原因，当前农村信用社在改革和发展中，信贷管理仍然存在不少问题，比如存在单户贷款
How Rural Credit Cooperatives Establish Loan Guarantee Mechanism In recent years, RCCs have achieved remarkable results by conscientiously implementing the state’s financial guidelines and policies, strengthening credit management, improving operations, preventing and resolving credit risks, improving services and supporting “agriculture, rural areas and farmers”. However, due to various reasons, there are still many problems in credit management during the current reform and development of rural credit cooperatives, for example, the existence of single-family loans