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对于我们大多数人来说,汽车保险恰恰是另一种不可避免的花费。很多人都单独准备一份钱用作买保险,且准备得相当充分,因为最便宜并非最好。 众所周知,机动车辆保险分为三个部分:第三者险、第三者火险与失盗险和全责保险。第三者险就是指保险车辆在使用过程中,由于受损而引起别人(包括乘客)或他们的财产的直接损毁而予以保险。(你车身的受损不在被保险之列,尽管你可以要求对方司机的保险公司来抵付。)就是说,万一驾车时不是你的过失而发生了事故,你将不得不自己来承担责任,除非你为末保险的财物付了一份额外的保险金——第三者险。
For most of us, car insurance is just another unavoidable expense. Many people prepare a separate piece of money for insurance and are well prepared because the cheapest is not the best. As we all know, motor vehicle insurance is divided into three parts: third party insurance, third party fire insurance and theft insurance and full liability insurance. Third-party insurance refers to the insurance of an insured vehicle during its use which results in the direct destruction of others (including passengers) or their property due to damage. (Your body damage is not insured, though you can ask the other driver’s insurance company to cover it.) That is, in the event of an accident not being your fault while driving, you will have to assume responsibility , Unless you have paid an additional premium for the property of your final insurance - third party insurance.