企业年金的社会化投资运作模式(二)

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(续上期)二、股票与基金股票作为日渐成为市场投资主流的交易模式,也是基金投资的重要方向。但是股票本身的特征也在一定程度上限制了企业年金在股票方向的投资。股票最主要的特征包括不归还本金和巨大的市场风险。企业年金投资的主要原则是在保证资金安全的基础上实现交易利润,而股票投资不归还本金的特征就很大程度上削弱了企业年金流向股票市场的比例。在世界上主要的一些发达国家和地区,企业年金参与股票投资的比例在不断地增减。股票市场能否作为企业 (Continued) 2. Stocks and Funds Equity As an increasingly mainstream trading model in the market, it is also an important direction for fund investment. However, the characteristics of the stock itself also to some extent limited the enterprise annuity in the direction of stock investment. The most important features of the stock include the non-return of principal and huge market risk. The main principle of enterprise annuity investment is to realize transaction profit on the basis of guaranteeing fund safety, and the characteristic of non-return principal of stock investment greatly weakened the proportion of enterprise annuity flowing to the stock market. In some major developed countries and regions in the world, the proportion of enterprise annuity participating in stock investment is continuously increasing and decreasing. Whether the stock market as a business
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