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养老保险是解决劳动者达到国家法定退休年龄退出劳动岗位后的基本生活而建立的一种社会保险制度,备受社会公众的关注。因此,建立健全完善的养老保险制度对保证社会稳定发展,促进社会进步具有重要意义。然而,与欧美发达国家相对成熟的养老保险体制相比,我国的养老保险制度仍处于发展的初级阶段,存在诸多亟待解决的问题。本文归纳了我国目前养老保险制度现存的问题,并针对相关问题提出未来改革和发展的建议和思路。
Pension insurance is a kind of social insurance system established to solve the basic life after laborers reach the national retirement age by statutory retirement age, and has drawn much public attention. Therefore, establishing and improving the system of endowment insurance is of great significance to ensuring the stable development of society and promoting social progress. However, compared with the relatively mature pension insurance system in developed countries in Europe and the United States, the pension insurance system in our country is still in the initial stage of development and there are many problems to be solved urgently. This article summarizes the existing problems of the current pension insurance system in our country and puts forward suggestions and thoughts on the future reform and development of the related issues.