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根据美国再保险公会的调查,美国53家财产和意外险专业再保险公司1993年1—9月份的净保费收入为102亿美元,较上年同期增加14.8%;亏损率为107%,较上年同期降低6.8%,其中赔款率为75.9%,开支率为31.2%.同期间的投资收入为20亿美元,支付国内外所得税4.23亿美元.根据法国保险公司联合会的材料,1993年法国意外险业务尽管将费率提高了6%,结果仍不免蒙受承保损失80亿法郎(折合美元13.7亿)原因是汽车综合险赔款严重.这已是意外险业务连续第四年出现亏损.该会主席表示,根据目前的金融和经济情况看,这项亏损已很难从投资收益中获得弥补,因
According to the survey conducted by the American Reinsurance Association, the net premium income of the 53 U.S. property and casualty insurance reinsurance companies for the first nine months of 1993 was 10.2 billion U.S. dollars, up 14.8% over the same period of last year. The loss rate was 107% A decrease of 6.8%, of which the indemnity rate was 75.9% and the expenditure rate was 31.2% .In the same period, the investment income was 2 billion U.S. dollars and the domestic and foreign income tax paid was 423 million U.S. dollars.According to the data from French Federation of Insurance Companies, the French accident insurance business Despite the 6% increase in rates, the result is still unacceptable underwriting losses of 8 billion francs (equivalent to 1.37 billion US dollars) because of comprehensive insurance claims serious, which is the accident insurance business for the fourth consecutive year a loss, the chairman said, According to the current financial and economic conditions, this loss has been difficult to offset from the investment income, because