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提出“市场经济呼唤商业信用”的观点,旨在从我国目前企业和社会实践的角度,强调商业信用的地位和重要性,明确商业信用没有社会制度的属性。为了发展社会生产力,资本主义可以利用,我们照样可以利用。特别是当前我国由计划经济体制向社会主义市场经济体制转轨时期,出现了企业之间相互拖欠和银行信贷资产质量低下问题,它产生的原因固然是多方面的,但与企业商业信用观念淡薄有直接关系。一些人甚至认为,企业、银行都是国家的,互相拖欠,肉烂在锅里,他们更不懂得市场存在的前提是商业信用。市场行为、道德规范也是商业信用。商业信用是人(自然人、法人)的第二生命。为加快我国经济和金融体制改革步伐,清除改革道路上存在的认识和道德方面的障碍,我认为必须强调商业
Put forward the view that “market economy calls for commercial credit ”. The purpose of this article is to emphasize the status and importance of commercial credit from the perspectives of our country’s enterprises and social practice, and make it clear that commercial credit has no social property. In order to develop social productive forces, capitalism can be used, we can still use. In particular, at the current transitional period from a planned economy to a socialist market economy, there emerged the problem of arrears between enterprises and the low quality of bank credit assets. Although there are many reasons for this, there are many reasons for this. However, Direct relationship. Some people even think that enterprises and banks are all state-owned. They are in arrears with each other and their meat is rotten in the pot. They even do not understand that the precondition for the existence of the market is commercial credit. Market behavior, ethics are also commercial credit. Commercial credit is the second life of a person (a natural person or a legal person). In order to speed up the pace of China’s economic and financial reforms and to clear the obstacles to understanding and ethics that exist along the way of reform, I think it is necessary to emphasize that commercial