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为了客观真实反映农业发展银行贷款质量,有效防范和化解信贷资产风险,根据国务院领导同志的批示精神,经请示财政部和中国人民银行同意,中国农业发展银行总行决定从2002年初开始,在全系统实行新的贷款风险分类方法,即八类分类方法。一、实行贷款八类分类方法的重要意义现行以贷款期限为依据的贷款四级分类和以借款人还款能力为依
In order to objectively and truly reflect the quality of Agricultural Development Bank loans and effectively prevent and mitigate the risks of credit assets, according to the instructions of the leading officials of the State Council, upon consultation with the Ministry of Finance and the People’s Bank of China, the head office of China Agricultural Development Bank decided that starting from early 2002, The new loan risk classification method, that is, eight categories of methods. First, the importance of the implementation of the eight categories of loans The current classification of loans based on the loan four-stage classification and borrower repayment ability as the basis