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用信息方法对房地产企业贷款进行风险识别，分析了借贷双方信息不对称以及银行内部贷款审批过程中信息失真带来的风险，并对两类风险的成因和特征作了进一步描述
The method of information is used to identify the risk of real estate enterprise loan. The information asymmetry between the borrower and the borrower as well as the risk caused by the information distortion in the process of loan approval are analyzed. The causes and characteristics of the two types of risk are further described.