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本文从解析住房抵押贷款证券化的概念入手,阐述了我国推行此项资本运作的必要性以及存在的风险,并指出具体对策,以期为我国住房抵押贷款证券化的发展提供借鉴。
This article begins with the analysis of the concept of mortgage-backed securitization, expounds the necessity and risk of our capital operation, and points out the specific measures to provide reference for the development of China’s mortgage-backed securitization.