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前言:信贷风险是商业银行所面临的基本风险,也是目前我国商业银行最主要的金融风险。信贷风险管理与化解是商业银行提高盈利能力的重要手段和保障,是商业银行内控管理水平的重要标志。一、我国商业银行信贷风险管理现状及其问题
Preface: Credit risk is the basic risk faced by commercial banks and the most important financial risk in commercial banks in China. The management and dissolution of credit risk is an important means and guarantee for commercial banks to improve their profitability and is an important symbol of the internal control level of commercial banks. First, China’s commercial bank credit risk management status quo and problems