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依据经济学的一般理论,社会保障体系的完善和金融深化程度的提高都会对居民消费产生积极影响,但二者发挥作用的前提和影响路径有比较大的差异。本文以预防性储蓄理论结合凯恩斯消费函数构建消费模型,利用农业大省河南省相关年度数据,对社会保障和金融深化影响农村居民消费的效果进行对比分析,得出具有针对性的提高我国农村居民消费水平的意见和建议。
According to the general theory of economics, the improvement of the social security system and the deepening of financial deepening will all have a positive impact on the consumption of residents, but the preconditions and influential paths for the two to play their respective roles are quite different. In this paper, a combination of preventive savings theory and Keynesian consumption function to build a consumption model, the use of relevant agricultural provinces in Henan Province, the annual data on social security and financial deepening the impact of rural residents to compare the effect of consumption, reached a targeted increase rural residents in China Opinion and advice on consumption level.