论文部分内容阅读
目的了解大专院校学生目前参加城乡居民医疗保险(以下简称学生医保)的状况及问题。方法采用自编问卷,随机抽样调查广州6所大专院校1 992名在校生。结果总体参保意愿率为69.24%,实际参保率59.9%,医保利用率35.35%,仅有5.32%的调查对象表示非常了解相关政策,对医保定点机构服务质量持非常满意和满意态度的分别为5.56%和16.78%;52.70%学生认为医疗费报销的流程繁琐,44.83%的学生认为医疗待遇范围不够广。结论大专生实际参保率均比意愿参保率低,学校宣传工作不到位,政策的知晓度低;就医及政策待遇的总体满意度不高,相关政策有待进一步完善。
Objective To understand the current situation and problems of college students participating in urban and rural residents’ medical insurance (hereinafter referred to as student health insurance). Methods Self-compiled questionnaires were used to survey 1 992 students in 6 tertiary institutions in Guangzhou. Results The overall willingness to participate in insurance was 69.24%, the actual insured rate was 59.9% and the utilization rate of medical insurance was 35.35%. Only 5.32% of the respondents indicated that they had a good understanding of relevant policies and were very satisfied and satisfied with the service quality of the medical insurance fixed-point institutions Accounting for 5.56% and 16.78% respectively; 52.70% of the students think cumbersome medical reimbursement process, 44.83% of students think the scope of medical treatment is not broad enough. Conclusion The actual enrollment rate of college students is lower than the willingness of insured, the school propaganda work is not in place, and the awareness of the policy is low. The overall satisfaction with medical treatment and policy treatment is not high, and relevant policies need to be further improved.