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在过去十几年里，现代商业银行的专业人员特别是从事外汇业务的专业人员注意到对用于风险管理的金融产品的需求在不断增长，与国际上的金融自由化和金融与资本市场国际化相伴而生的金融工具的创新活动为满足人们的这种需求提供了可能。作为80年代国际上三大金融创新之一的互换?
Over the past dozen or so years, professionals in modern commercial banks, especially professionals in the foreign exchange business, have noticed the ever-increasing demand for financial products used for risk management and have been associated with international financial liberalization and financial and capital markets international Innovative activities of accompanying financial instruments offer the possibility of meeting people’s needs. As one of the top three international financial innovations in the 1980s?