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很多人预测在两次降息后银行理财收益要下跌,但随着时间推移,理财收益的调整并没有预期来得大,个别银行甚至出现了不降反微涨的情况,让很多投资者大呼不明白。在8月下旬,央行出手2200亿元逆回购的消息又暂时打消了市场的降息预期,这也让一些正准备购买理财产品的投资者犯了难,是应该选短期产品保持观望态度,还是坚持投资中长期产品锁定收益?很多投资者觉得目前理财的收益似乎是稳定下来了,原来接近5%的产品比较
Many people predict that the bank’s financial revenue will fall after the two interest rate cuts. However, with the passage of time, the adjustment of financial revenue has not been expected to be large. Some banks even appear to have not declined but have risen sharply, leaving many investors screaming understand. In late August, the PBOC’s 220 billion yuan reverse repurchase news once again dispelled the market’s interest rate cut expectations. This has also made it hard for some investors who are preparing to buy wealth management products. Should they wait for a short-term product or wait and see Adhere to long-term investment in product lock-in benefits? Many investors think the current financial benefits seem to be stabilized, the original close to 5% of the products