论文部分内容阅读
所谓银信理财合作是指银行将理财计划项下的资金交付信托,由信托公司担任受托人并按照信托文件的约定进行管理、运用和处分的行为。银信理财合作产品本质上是一组法律关系。从法律关系的角度涉及的当事人包括“理财计划投资人、理财银行、信托公司、投资咨询人、资金托管银行、信托资金的保管人”。在《关于规范银信合作理财合作业务有关事项的通知》之前,银信合作理财产品处于井喷态势,据普益财富的统计,自2009年以来,在银行理财产品中银信合作产品的占比一直保持在50%左右,而其中
The so-called silver trust financial cooperation refers to the bank will finance the project under the funds delivered to the trust, the trustee by the trust company and in accordance with the trust documents agreed to the management, use and disposal behavior. Silver trust financial cooperation product is essentially a group of legal relations. The parties involved in the legal relations include “investors in financial planning, wealth management banks, trust companies, investment consultants, fund custodian banks and custodians of trust funds.” Prior to the “Circular on Regulating Relevant Matters of Cooperative Banking with Banks and Banks”, the cooperation of banking and trust financial products was in a state of blessing. According to statistics of Pu Yi Wealth, the share of bank-bank cooperative products in wealth management products of banks has been the highest since 2009 Keep it at around 50%, and among them