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一、信托的起源与中国的信托业1、信托的概念及本质信托是财产的所有者为获取收益或达到某种目的,委托受托人按照其要求代为经营或处理财产的行为,信托的本质是以信任为基础,以独立财产所有权委托为形式的社会信用活动或称信用关系。信托是由委托人、受托人和受益人共同构成信托关系,其中委托人处于主动地位,委托人的信托需求是整个信托行为的起点,委托人的信托目的及使用范围、程度决定着信托业的发展方向和规模、程度。受托人在信托行为过程中处于关键地位,受托人对信托财产处置的经济效果直接决定着信托关系的成败,决定信托关系
First, the origin of the trust and China’s trust industry 1, the concept of the trust and the essence of the trust is the owner of the property in order to obtain revenue or for some purpose, commissioned by the trustee in accordance with its requirements on behalf of the business or property dealings, the essence of the trust is Social credit activities, or credit relationships, that are based on trust and entrusted with the ownership of independent property. The trust is formed by the principal, the trustee and the beneficiary together. The trustor is in the active position. The client’s trust demand is the starting point of the whole trust activity. The client’s trust purpose and scope of use depend on the extent of trust Development direction and scale, degree. The trustee plays a key role in the process of trust behavior. The economic effect of the trustee on the disposal of trust property directly determines the success or failure of the trust relationship and determines the trust relationship