走出理财“五大困惑”

• 作 者: 若平
• 出 处: 中国工会财会
• 发表日期: 2004年06期
• 关键词: 钱生钱 理财经验 短期收益 以房养房 理财目标 羊群效应 租金收入 资产风险 短期价格 管理费用

困惑一:理财=投资收益?实际上“投资”和“理财”并不是一回事,不能绝对相同。理财关注的是要考虑财富的积累,还要考虑财富的保障;而投资关注的则是如何钱生钱的问题,所以理财的内容比投资要宽广得多。因此,我们不能简单地将炒股等投资行为等同于理财,而应将理财看作是一个系统

Puzzle one: Money = investment income? In fact “investment” and “money management” is not the same thing, can not be absolutely the same. Financial concern is to consider the accumulation of wealth, but also to consider the protection of wealth; and investment is concerned about how money money, so the content of financial management is much broader than the investment. Therefore, we can not simply equate the investment behavior of stocks and stocks with financial management, but we should regard the financial management as a system