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8月2日合江沉船事件发生后,各地报道了有关保险理赔之事,笔者查阅了有关水运和铁路运输强制保险的资料,不经意被其中的利润空间吓了一跳。 根据沿用下来的1951年《铁路旅客意外伤害强制保险条例》第六条规定:旅客之保险费,包括于票价之内,一律按基本票价2％收费,由铁路局核算代收汇缴于保险公司。而第五条规定:旅客之保险金额为人民币1500元。90年代铁道部将
After the Hejiang shipwreck incident on August 2, various claims about insurance were reported around the country. The author consulted the data on compulsory insurance for water transport and railway transportation, and was inadvertently surprised by the profit margin therein. According to the 1961 “Railway Passenger Accident Injury Compulsory Insurance Regulations,” Article VI: Passenger insurance premiums included in the fare, will be charged at 2% of the basic fare, calculated by the Railway Bureau collection and payment in exchange for Insurance company. And Article V provides: the amount of passenger insurance is 1500 yuan. 90’s Ministry of Railways will be