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我国自实施住房制度改革以来,房地产市场取得了长足的发展,但商品房市场的过度发展导致房价居高不下,造成了严重的供需矛盾。保障性住房是解决中低收入家庭住房问题的重要途径,但由于保障性住房的社会保障性质,资金一直是困扰保障性住房建设的最大问题,本文通过分析目前我国保障性住房的投融资现状及存在的问题,力求构建出保障性住房投融资的良性循环机制。
Since the implementation of the housing system reform in our country, the real estate market has made great strides, but the over-development of the commercial housing market has led to high housing prices, causing serious conflicts between supply and demand. However, due to the nature of the social security of affordable housing, funds have always been the biggest problem plaguing the construction of affordable housing. This article analyzes the current status of investment and financing of affordable housing in our country, The existing problems, and strive to build a virtuous cycle of affordable housing investment and financing mechanism.