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随着我国经济的快速发展,个人和企业财产的损失已经成为地震灾害损失最主要的组成部分,同时关于地震保险的讨论,也引起了学术界和社会各界的关注。首先在阐述我国地震保险的现状和问题的基础上,探讨了建立地震保险制度的必要性和可行性,接着在总结分析发达国家和地区地震保险经验的基础上,提出了推进我国地震保险制度的建议。
With the rapid economic development in our country, the loss of personal and corporate property has become the most important component of earthquake disaster losses. At the same time, the discussion on earthquake insurance has also drawn the attention of academics and all walks of life. First of all, on the basis of expatiating the current situation and problems of earthquake insurance in our country, the necessity and feasibility of establishing earthquake insurance system are discussed. Then based on the analysis of earthquake insurance experience in developed countries and regions, the paper puts forward some suggestions to promote earthquake insurance in our country Suggest.