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银行与企业有着密切的、不可分割的联系,银行离不开企业,企业也离不开银行(本文所指的银行主要是专业银行,下同)。银行与企业的关系最主要的是借贷关系,也就是资金供应关系。这种关系在我国经济体制改革中,尤其是金融体制改革以后越来越突出。如何处理好银企关系,本文拟进行探讨和研究,以解决银企关系存在的一些实际问题。
Banks and companies have close and inseparable links. Banks can’t do without companies, and companies can’t live without banks (the banks in this article are mainly professional banks, the same below). The most important relationship between banks and enterprises is the lending relationship, that is, the relationship between funding and supply. This relationship has become increasingly prominent in China’s economic restructuring, especially after the financial system reform. How to deal with the relationship between bank and enterprise, this article intends to carry out discussion and research in order to solve some practical problems in the relationship between bank and enterprise.