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2014年春节,一个段子在业界悄悄传播:微信红包一晚上银行卡绑定户数超过1亿,一晚干了支付宝八年的活,而且还没花腾讯一分钱!此时距离余额宝上线仅仅半年时间。建立在支付宝账户基础上的余额宝半年时间已经余额超过千亿。而余额宝不过是以货币市场基金为投资标的理财产品而已。
2014 Spring Festival, a segment of the quietly spread in the industry: WeChat red envelopes a night more than 100 million bank card binding households, one night Alipay did eight years of live, and have not spent penny money Tencent! Just six months time. Alipay accounts based on the balance of treasure over half a year has more than billions of balance. The remaining treasure is nothing but the money market funds for the investment of the underlying financial products only.