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我国大型商业银行在股改上市之后，公司治理机制更趋完善，经营管理水平取得显著提升，资本金充裕。受益于中国经济的 持续快速发展，中资银行业的利润规模和增速在全球银行业中排名靠前，初步具备了海外扩张的基础和实力。“,”After the share reform and listing of large commercial Banks in China, the corporate governance mechanism has been improved, the operation and management level has been significantly improved, and the capital is abundant. Thanks to the sustained and rapid development of Chinas economy, the profit scale and growth rate of Chinese banking industry rank high in the global bankingindustry, and it initially has the foundation and strength for overseas expansion. The us subprime mortgage crisis and the European sovereign debt crisis have caused severe impact on the banking industry in developed countries, and the bank valuation has declined. In the post -financial crisis era,western countries generally lowered the entry threshold for foreign Banks, providing a rare window forChinese Banks to expand overseas. The development of overseas institutions of Chinese Banks is related to the smooth progress of thestrategy of going global and RMB internationalization of Chinese non-financial enterprises, the transformation of China from a “worldfactory” into a “financial power”, and the further increase of Chinas global influence.Taking the acquisition of standard bank of South Africa by icbc as an example, this paper analyzes the expectations of investors in thecapital market for the overseas expansion of Chinese Banks, whether they are optimistic about the prospect of overseas expansion ofChinese Banks, and the impact of the overseas expansion of Chinese listed Banks on their stock market value. Besides, it also analyzesthe business performance of overseas institutions after Chinese Banks go global, their contribution to the overall profitability and riskresistance of Banks, and whether they are competitive in the host country market, so as to draw some enlightenment.