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以正在建造的建筑物抵押的,应当办理抵押登记,抵押权自登记时设立。根据上海市地方法规的规定,办理的抵押登记虽使用了“预告”字样,但并不影响抵押权人直接主张抵押权2012年12月7日,某银行青浦支行(以下简称青浦支行)与上海某创意设计发展股份有限公司(以下简称A公司)签订《固定资产借款合同》一份。合同约定,A公司向青浦支行借款人民币5500万元,其中3960万元用于二期建筑工程,1540万元用于二期装饰工程,借款期限自2012年12月10日至2017年11月29日,借款分批发放,借款年利率6.4%,按季结息,结算日为
If the building under construction is mortgaged, the mortgage registration shall be handled and the mortgage right shall be established at the time of registration. According to local laws and regulations in Shanghai, although the use of the mortgage registration for the use of “notice”, but does not affect the mortgagee directly claim the mortgage December 7, 2012, a bank Qingpu Branch (hereinafter referred to as Qingpu Branch) And a creative design and development of Shanghai Co., Ltd. (hereinafter referred to as A company) signed a “fixed assets loan contract” a. According to the contract, Company A borrowed RMB55 million from Qingpu Sub-branch, of which RMB39.6 million was for the second phase of construction and RMB15.4 million was for the second phase of decoration. The term of the loan was from December 10, 2012 to November 2017 Day, the loans were distributed in batches, the loan interest rate 6.4%, the quarterly interest settlement, settlement date as