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就目前我国对商业银行房地产信贷风险的研究而言,明显还处于一个初级的阶段。作为银行业,如何有效的加强房地产信贷风险的认识与防范是当下最为重要的课题之一。本文对我国商业银行房地产信贷存在的风险进行了系统的分析,并提出了相应的防范措施。
At present, China’s real estate credit risk for commercial banks, the study is clearly still in a primary stage. As a banking industry, how to effectively enhance the real estate credit risk awareness and prevention is one of the most important issues. This article systematically analyzes the risks existing in real estate credit of commercial banks in our country and puts forward corresponding precautionary measures.