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自7月6日起,央行下调金融机构人民币存贷款基准利率,这是继6月8日降息后不足一个月中第二次降息,6月8日的降息还对金融机构存款利率浮动区间进行了调整,显示出货币政策助力“稳增长”的决心,对于降低企业在经济下行时期的融资成本、增加其信贷需求将起到重要作用。两次降息的背景是近段时间我国经济形势较为严峻,经济增速面临下行风险。国家统计局公布的数据显示,今
Since July 6, the central bank cut the benchmark interest rate of RMB deposits and loans of financial institutions, which is the second rate cut in less than one month after the interest rate cut on June 8, and the interest rate cut on June 8 also carried on the floating range of deposit interest rates of financial institutions The adjustment shows that the determination of monetary policy to help “stabilize growth” will play an important role in reducing the financing cost of enterprises during the economic downturn and increasing their credit demand. The background of the two interest rate cuts is that the economic situation in our country has become more severe in recent times and the economic growth is facing downside risks. National Bureau of Statistics data show that today