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最近,由首都机场集团与美国大都会保险公司合资组建的中美大都会人寿保险有限公司准备独家垄断首都机场航意险的意图,暴露了中国合资寿险公司组织结构存在严重的制度缺陷。 根据入世承诺,中国规定外资寿险公司进入中国保险市场必须采取合资方式,并且要求外资占合资公司的股份比重不得超过50％,并且对于合资寿险公司的中方股东数量没有作出任何规定,从而形成了目前事实上存在着的合资寿险公司组织结构中股东数量仅为中资和外资两个股东、中方单一股东控股50％的现状。
Recently, Metropolitan Life Insurance Company Limited, a joint venture between Capital Airport Group and Metropolitan Insurance Company of the United States, plans to exclusively monopolize the intention of navigating aircraft navigation at Capital Airport, revealing serious institutional shortcomings in the organizational structure of China’s joint life insurance company. According to the WTO commitments, China requires that foreign-funded life insurers enter China’s insurance market by way of joint ventures and requires that foreign investment take no more than 50% of the shares of the joint venture and no provision has been made for the number of Chinese shareholders of the joint venture life-insurer, resulting in the current In fact, the number of shareholders in the organizational structure of joint-venture and life-insurance companies is only the current status of 50% owned by Chinese and foreign investors and the single Chinese shareholder.