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前不久,武汉大学法学院学生郭某因被终止贷款而将贷款银行告上法庭,引发了我省首例教育助学贷款民事诉讼纠纷案。郭某于2000年11月与工行洪山支行签订了教育助学贷款合同,约定四年间对郭某共发放2万余元的助学贷款。但2001底,银行发现郭有一门功课不及格,于是按银行规定停止向其发放贷款。郭某称,双方签订的贷款合同中既没有银行可以单方停止发放贷款的条款,也没有功课不及格不放款的规定,并且银行停止放款后也没通知他,这是明显的违约行为。而银行方面称,根据工行省分行贷
Not long ago, Guo Mou, a law student at Wuhan University, brought a loan bank to court for terminating a loan, triggering the first case of civil litigation in education loans in our province. Kwak in November 2000 with ICBC Hongshan Sub-branch signed a student loan contract education, agreed to Guo a total of more than 20000 yuan grant loans. However, at the end of 2001, when the bank found that Guo had failed in his homework, the bank stopped issuing loans to him. Kwak said the two sides signed a loan contract, neither banks can unilaterally terminate the terms of loans, there is no failing to fail homework, and the bank did not notify him after the termination of the loan, which is obviously a breach of contract. The bank said that according to the bank branch of ICBC