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一、开支有计划。先对家庭消费做系统分析,在月初把每月必需的生活费(包括水电费、饮食费、电话费等)放在一边,这样就基本上控制了盲目消费。 二、花钱有重点。现在的家庭消费大体有三个方面:第一方面是生活必需品消费,如吃穿。第二方面是维持家庭生存的消费,如房租、水电费等。第三方面是家庭发展、成员成长和时尚消费,如教育投资、文化娱乐消费等。
First, expenses are planned. Systematic analysis of household consumption first, the monthly monthly subsistence costs (including utilities, food, telephone charges, etc.) aside, so basically control the blind consumption. Second, spend the key. Family consumption now has roughly three aspects: The first aspect is the consumption of necessities, such as eating and drinking. The second aspect is to maintain the family’s living expenses, such as rent, utilities and so on. The third area is family development, member growth and fashion consumption, such as investment in education, culture, entertainment and so on.