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为贯彻党中央、国务院关于扶持中小企业发展的精神,推动中小企业服务体系的建设,改善对中小企业的金融服务,解决中小企业融资难特别是贷款难问题,根据1998年底中央经济工作会议精神和全国经贸工作会议关于开展中小企业信用担保试点的要求,依据《合同法》、《担保法》的有关规定,国家经贸委按照国务院领导同志的批示,研究起草了《关于建立中小企业信用担保体系试点的指导意见》,在各地经贸委讨论修改的基础上,又征求了国务院有关部门和各商业银行的意见。现印发你们,请参照执行。近年来,国家经贸委贯彻落实党中央、国务院深化企业改革方针,在抓好大中型企业工作的同时,坚持“放小”与“扶小”相结
To implement the spirit of the Party Central Committee and the State Council on supporting the development of small and medium-sized enterprises, promote the construction of the service system for small and medium-sized enterprises, improve the financial services to small and medium-sized enterprises, and resolve the financing difficulties for SMEs, especially the problem of loan difficulties, according to the spirit of the Central Economic Work Conference at the end of 1998. The requirements of the National Economic and Trade Work Conference for launching pilot credit guarantees for SMEs were based on the relevant provisions of the Contract Law and the Guarantee Law. The State Economic and Trade Commission studied and drafted a pilot on establishing a credit guarantee system for SMEs in accordance with the instructions of the leading comrades of the State Council. The “Guiding Opinions”, on the basis of discussions and revisions by local economic and trade commissions, also solicited opinions of the relevant departments of the State Council and commercial banks. You are now printing out, please refer to the implementation. In recent years, the State Economic and Trade Commission has implemented the Party Central Committee and the State Council to deepen the corporate reform policy. While grasping the work of large and medium-sized enterprises, it has adhered to the principle of “reducing small” and “supporting small”.