加息:为了百姓的根本利益

• 作 者: 杨霞
• 出 处: 大众理财顾问
• 发表日期: 2005年04期
• 关键词: 过度投机 形势预测 住房贷款利率 中国人民银行 投资行为 租金回报率 房地产价格 一次性付款 房屋租赁 吴晓

在3月20日召开的“2005中国金融形势预测、分析与展望”专家年会上,中国人民银行副行长吴晓灵指出,提高住房贷款利率的目的是抑制过度的投机性购房,从长远看是为了保护普通老百姓的购房利益。什么是过度的投机性购房呢?不是说买房投资就叫过度投机,而是指有些投资行为唯一的目的就是追求房价的不断上涨,而完全不顾房产的真实价值。考量房产的真实价值有一个

Speaking at the annual meeting of Experts on Forecasting, Analyzing and Prospecting the Financial Situation in China 2005 held on March 20, Wu Xiaoling, deputy governor of the People’s Bank of China, pointed out that the purpose of raising the interest rate of home loans is to curb excessive speculative home purchase from the long term To see is to protect ordinary people’s buying interest. What is excessive speculative buying it? Not to say that buying a house is called excessive speculation, but rather the sole purpose of some investment behavior is the pursuit of rising prices, and completely ignore the real value of real estate. Consider the real value of the property has one